Privacy Policy

We are committed to your privacy.

At High-Income-Disability-Insurance, we know that your personal information must be kept secure. We want you to understand how we collect, store, use, and share personally identifiable information.

If you have any questions after reading this information, don’t hesitate to ask.

What information is collected?
The questions we ask on our website are used only to match you with an insurance company. The price of your disability insurance contract will depend on a number of factors, and each insurance company uses different criteria for making decisions. We may collect information about your general health, your lifestyle, and your family history. We also collect contact information on our site, so that a licensed representative can contact you with any questions we may need to answer, or with information you’ve requested.

What security measures protect my personal information?
All information submitted through is encrypted using SSL protocol, which encodes and protects your information. SSL or Secure Socket Layer protocol prevents your information from being visible on the Internet. The digital certificate used by comes from Network Solutions, a leader in Internet security.

Does use “cookies”?
Yes. A “cookie” is a random number assigned to you when you visit our website. Cookies let us recognize when you want to access your personal profile on our website. Using cookies also lets us personalize your experience, showing you the forms and products you want to see. Cookies do not collect information from your computer’s hard drive or from other cookies you may have received from other websites. We do not use cookies to gather personally identifiable information.

We also use transparent GIF files for marketing purposes. These files allow us to see data about our ads, but do not collect any personal information.

If you disable cookies, you will not receive the best possible experience at our website. Remember, we can also work with you on the phone. Call 800-656-8221 if you would prefer to speak with us directly.

Can I see the personal information High Income Disability collects?
You can access all the personally identifiable information that we gather and store online. Call us at 800-656-8221. Once we establish your identity, we will give you access to your information. We will make any needed corrections for you. We take your privacy seriously, so we will make sure that anyone who requests this kind of access is able to prove his or her identity.

This is part of our protection of your personally identifiable information.

How is the information used?
When you explicitly authorize us to begin the application process for an insurance policy, we will prepare the paperwork required. You will have the opportunity to review and confirm this paperwork before we release it to the insurance company of your choice.

Depending on the laws in effect in your state, the insurance company may use your personal information to access medical, credit, or driving records. If this is the case for your policy, the paperwork will include the specific disclosures and releases that apply.

Your personally identifiable information is used by the insurance companies only for the process of qualifying you for and underwriting the insurance products you choose.

We may contact you with details of insurance products that we believe will meet your needs.

We do not sell your information to anyone.

We store customer information electronically for business purposes, and we follow all relevant laws relating to protection of your information.

You can telephone us with any questions about the personal information submitted to at 800-656-8221.